East Africa's Business Financial OS
Fuel your business growth -
banking & credit
Mwezi gives East African SMEs a business account, AI credit scoring, inventory loans up to KSh 500k, and an online store — all connected so your data works for you everywhere.
Banking partners
Business Account
Kamau Digital Hub
Credit Score
88 / 100
Total Balance
KES 428,500
Recent activity
M-PESA receipt
Paybill 247247
+KES 4,500
Loan disbursement
Inventory Finance
+KES 250,000
Supplier payment
Nairobi Wholesale
-KES 18,000
Active Loan
KES 250,000
Due
Mar 2027
35% repaid · KES 162,500 remaining
2,000+
Businesses on the platform
KSh 30M
Total value processed
94%
AI repayment accuracy
3
East African countries
Inventory Financing
Capital without collateral.
Funded in under 24 hours.
Your M-PESA history and bank statements replace land titles and guarantors. Mwezi's AI reads your real business data and generates a tailored loan offer — no branch visit, no paperwork.
0%
Upfront fees
<24h
Disbursement
17%
Annual rate
Loan Application
Inventory Finance · April 2026
Amount
KES 250,000
Annual Rate
17%
Approval timeline
Application submitted
AI scoring complete — 200+ signals read
Offer generated
Disbursed to account
17h 23mMonthly payment
KES 12,400
Score used
88 / 100
Business Health Score
Kamau Digital Hub
Score history · 10 months
Data signals
AI Credit Scoring
A live score built on
your actual business.
Traditional credit bureaus miss 80% of East African SMEs. Mwezi's AI reads 200+ signals from your M-PESA flow, bank statements, and inventory to produce a fair, real-time score — updated every 30 days.
- No credit bureau file needed
- Score updates with every transaction
- Accepted by partner banks and MFIs across East Africa
- Higher score → higher loan limits and better rates
Business Banking
All your money.
One dashboard.
Business current account, dedicated M-PESA Paybill, Visa debit card, and multi-currency FX. Link your existing KCB, Equity, or Cooperative accounts and see every shilling in one place.
- Dedicated M-PESA Paybill — receipts auto-categorised
- Visa debit card · ATM · online payments
- USD, EUR, GBP at mid-market rates
- Clean statements for tax and supplier negotiations
Mwezi Business
Kamau Digital Hub
VISA DEBIT
**** **** **** 4821
KES 284,500
Paybill 247 247
Recent transactions
M-PESA Paybill receipt
+KES 8,400
Supplier payment
-KES 12,500
KCB account sync
KES 42,000
Card purchase
-KES 3,200
The platform
Six products.
One data layer.
Every product shares the same business data — so your M-PESA receipts feed your credit score, your sales feed your loan limit, and you never re-enter the same number twice.
Getting started
Up and running
in minutes.
01
Create your account
Sign up with your phone number and national ID. Verification is instant — no branch visit, no paperwork. Takes under 3 minutes.
02
Connect your business
Link M-PESA, your bank accounts, and inventory data. Mwezi's AI reads your transaction history and builds your credit profile in real time.
03
Grow on one dashboard
Loans, analytics, your store, and banking share the same data. Turn features on as your business grows — no extra apps, no re-entering information.
Free to start · No credit card required
“Before Mwezi, I was using three different apps and still couldn't get a loan because I had no collateral. Now I have a KES 300,000 credit limit and my score goes up every month.”
Aisha Omondi
Fashion retailer · Nairobi, Kenya
2,000+
Businesses on the platform
KSh 30M
Total value processed
94%
AI repayment accuracy
<24h
Average loan disbursement
Operating in
Kenya
ACTIVEUganda
ACTIVETanzania
ACTIVERwanda · Ethiopia
COMING SOON